Cost

Your initial call to us (or our return call) is free. During this call, we will get some basic information, tell you how our service works, tell you how to get your three credit reports, and assist you in getting your reports, if needed.

If you then decide to use our service, the cost is $149. This is a one time cost only. Here is what you will get for this fee:

A scheduled credit consultation over the phone (45-60 minutes).
A complete review and explaination (in plain English) of all three credit reports.
All derogs (negative items) and errors on the reports will be identified.
After the consultation, you will receive a customized, detailed "Credit Analysis and Action Plan" for raising your credit scores. This will be emailed, faxed, or mailed (your preference) within 2 business days of the phone consultation.
Any questions you have regarding your credit or credit reports will be an answered.
All future credit questions you have will be answered for free, for as long as we are in business. We do request that future questions be sent via email, if possible.

We offer an Unconditional 100% Money Back Guarantee. We know of no one else in the credit assistance business that offers a money back guarantee. For a full refund, you simply need to put the reason in writing (email, fax, letter), and get it to us within 30 days of our phone consultation. Any reason qualifies...we simply want a record of the reason.

Credit Services for a Spouse: We will provide a credit consultation for a spouse or significant other for half price ($74), provided they share at least one common trade line and the request is made within 30 days of our phone consultation with you.

We will accept any form of payment, but strongly recommend against using cash. For those wishing to pay by credit card, we use PayPal. If you have never used it, we will show you how. It is very easy. We will also accept personal checks and money orders.